About CIGNA

For more than 200 years CIGNA has helped people live healthier and more secure lives

CIGNA Corporation is one of the leading health insurance and financial services organisations in the world, with more than 28,000 employees. From our roots in the U.S., CIGNA has grown and diversified. Today, CIGNA Corporation and its subsidiaries serve millions of people worldwide through medical, dental, life, accident and disability benefit plans and insurance.

In Europe, CIGNA leads the way in the direct marketing of high benefit, low cost insurance products in the life, accident, health, disability and credit protection sectors. With more than 30 years experience and presence in 12 countries, we are the partner of choice for some of Europe’s leading financial institutions offering value-added insurance products to their customer base.

For year-end 2008, CIGNA Corporation had consolidated shareholders' equity of € 2.45 billion and revenues from continuing operations of € 13 billion.

A Summary of CIGNA Businesses

CIGNA Corporation

The CIGNA Corporation is one of the largest publicly owned employee benefits organisations in the United States and is one of the few health benefits companies with a comprehensive portfolio of health, pharmacy, behavioural, dental, disability, life, accident and international businesses. (Web site: www.cigna.com).
CIGNA Corporation is grouped into three main areas:

CIGNA HealthCare

The CIGNA HealthCare business is based wholly in the US offering managed medical, pharmacy and dental care services, including integrated indemnity and group life and health insurance for employees, primarily through their employer.

CIGNA Group Insurance

Another US-based subsidiary of the corporation, CIGNA Group Insurance offers disability, life and accident products to employees and association members through their employers and associations.

CIGNA International

All CIGNA companies that operate in markets other than the US are grouped under CIGNA International. Therefore CIGNA International can again be split between the healthcare businesses and the life, accident and disability business.

HealthCare (HC) and Expatriate Benefits (CIEB):
Offers specialized health care and related employee insurance benefits to expatriate employees of multinational companies on international assignments; and health care and medical care management services in select countries.

Health, Life & Accident (HL&A):
This division provides an array of insurance products, including personal accident, disability and supplemental health products – such as cash for hospital stay and critical illness diagnosis, term and variable life insurance and credit protection. We also maintain in-house expertise in alternative distribution, such as telemarketing, bancassurance and other direct marketing techniques.