Accident

Competitively priced personal protection plans

Personal accident

Most people don’t think about additional insurance in the event of an accident. However accident insurance is important because it can help close the coverage gaps left by other insurance plans such as Life, Health or Disability. These other plans have limitations Accident insurance can address.

There are a wide range of coverage options available:

• Standard lump sum benefit in case of accidental death anywhere in the world
• Three tiered benefit with standard cover as well as double benefit for accidental death in private transport and triple benefit for accidental death in public transport
• Disability and physiotherapy benefits
• Accidental broken bones and burns
• Vehicle and home alterations as a result of an accident

Accident insurance is an affordable supplemental insurance option for many families.

Disability

Our array of standalone disability products include permanent and temporary disability cover in case of injury or illness. This type of plan can cover different degrees of disability from a person being temporarily unable to work to being completely and permanently disabled, either of which can be devastating to the financial situation of a family.

There are several ways of measuring the degree of disability. The most common is to measure the person’s ability to perform daily living activities unaided. The continental scale is an alternative measure which allocates a value to each part of the body representing a percentage of the total benefit covered.

Our plans can be complemented with physiotherapy benefits and accidental death cover to make them even more attractive.