Legal disclaimer
Products and Services Provided by CIGNA Corporation Subsidiaries
"CIGNA®" is a registered service mark of CIGNA Intellectual Property, Inc., licensed for use by CIGNA Corporation and its subsidiaries. CIGNA Corporation is a holding company and is not an insurance or an operating company. Therefore, products and services are provided exclusively by subsidiaries and not by CIGNA Corporation. "CIGNA" may refer to CIGNA Corporation itself or one or more of its subsidiaries, but when used in connection with the provision of a product or service, always refers to a subsidiary.
Product Descriptions – Not Available in all States
The product descriptions, if any, provided on Cignaeurope.com are not intended to constitute offers to sell or solicitations in connection with any products or services. Some products may not be available in all jurisdictions. Anyone interested in a particular product should contact the indicated CIGNA business to determine whether the product is available in their jurisdiction and to request a copy of the applicable policy or prospectus for a complete description of the product.
Links to Other Sites
While visiting Cignaeurope.com, you may leave the CIGNA Web site and access certain non-CIGNA Web sites. CIGNA neither reviews nor controls the content and accuracy of these Web sites, and therefore will not be responsible for their content and accuracy. Your access to non-CIGNA Web sites is at your sole risk.
Other Web sites on the Internet may contain unedited, sexually explicit, violent, racist or other types of material, which may be offensive to you. Please access other Web sites at your own discretion.
General Disclaimer
All material including any link to other sites and content found at linked sites is provided "as is" and without any express or implied warranties including warranties of merchantability or fitness for a particular purpose. Due to the nature of the Internet, CIGNA does not warrant that access to Cignaeurope.com or any of its pages will be uninterrupted or error free. CIGNA does not warrant or make any representations regarding the usefulness of or the expected results of the material contained on Cignaeurope.com. Note that some jurisdictions may not allow the exclusion of implied warranties so some of the above exclusions may not apply to you. Please check your local laws for any such restrictions.
Viruses, Worms, Use of Files
CIGNA cannot and does not guarantee or warrant that files available for downloading from this site are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. CIGNA does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, non infringement or fitness for a particular purpose) with respect to the files available for downloading from this site. In no event will CIGNA be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from this site. These files may be downloaded and/or reprinted for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is expressly prohibited, unless prior written consent is obtained from the appropriate CIGNA copyright holder.
Health Information
The health information on this Web site is provided by CIGNA solely for informational purposes as a public service to promote consumer health. It does not constitute medical advice and is not intended to be a substitute for proper medical care provided by a physician. CIGNA assumes no responsibility for any circumstances arising out of the use, misuse, interpretation or application of any information supplied on this site. Always consult with your doctor for appropriate examinations, treatment, testing, and care recommendations. Do not rely on information on this site as a tool for self-diagnosis.
Forward-Looking Statements
Cignaeurope.com may from time to time contain forward-looking statements that include information about financial prospects, plans and objectives of management for future operations, economic conditions, trends and known uncertainties. CIGNA cautions the reader that actual results could differ materially from those that CIGNA expects, depending on the outcome of certain factors. In some cases, CIGNA describes uncertainties when offering forward-looking statements. Some factors that could cause CIGNA's actual results to differ materially from forward-looking statements ("Risk Factors") are listed in the most recent Form 10-K or Form 10-Q. CIGNA filed with the Securities and Exchange Commission.
CIGNA does not undertake any obligation to correct or update any forward-looking statements on the CIGNA Web site. CIGNA also cautions the reader that the list of Risk Factors that appears in the most recent Form 10-K or Form 10-Q CIGNA filed with the SEC may be modified by any subsequent SEC filings, such as Form 8-K, proxy statements, and other SEC filings. CIGNA will not update the Risk Factors listed in any of CIGNA's SEC filings prior to the next required SEC filing. The list of Risk Factors provided in any of CIGNA's SEC filing may not be complete, and speaks only as of the date filed with the SEC.
Trademarks
There are references throughout Cignaeurope.com to various trademarks or service marks and these, whether registered or not, are the property of their respective owners.
The usage of this site does not mean any license or authorization for usage of the CIGNA’s intellectual or industrial property rights or any other rights related to this site being granted.
Limitation of Liability
You agree by accessing Cignaeurope.com that under no circumstances or any theories of liability under international or civil, common or statutory law including but not limited to strict liability, negligence or other tort theories or contract, patent or copyright laws, will CIGNA be liable for damages of any kind occurring from the use of this web site or any information, goods or services obtained on this web site including direct, indirect, consequential, incidental, or punitive damages (even if CIGNA has been advised of the possibility of such damages), to the fullest extent permitted by law. Some jurisdictions do not allow the exclusion or limitation of certain damages so some of these limitations may not apply to you.
Calculations and Investment Decisions
Financial calculators\calculations are provided for illustrative purposes only. You are responsible for verifying the accuracy and suitability of all assumptions and calculations. Please seek the advice of licensed and/or competent individuals before making any investment or financial planning decisions. Do not rely solely on financial calculators\calculations or financial or retirement information found on Cignaeurope.com.
Minors and Children
Except as expressly stated upon initial access to a specific CIGNA web site or section of such site, Cignaeurope.com does not direct content to Minors and does not intend to collect personal information from Minors.
If you allow your minor child, or a child for whom you are legal guardian (a "Minor"), to access and use Cignaeurope.com, you agree that you will be solely responsible for: (i) the online conduct of such Minor; (ii) monitoring such Minor's access to and use of Cignaeurope.com; and (iii) the consequences of any use.
Changes and Applicable Law
We reserve the right to make changes to Cignaeurope.com and our Legal Disclaimer/Conditions of Use. We encourage you to review the Web site and these terms periodically for any updates or changes. Your continued access or use of Cignaeurope.com shall be deemed your acceptance of these Legal Disclaimers/Conditions of Use and any changes and the reasonableness of these standards for notice of changes. Use of Cignaeurope.com and purchases of products from Cignaeurope.com will be governed by and construed in accordance with the laws of Belgium. You agree that any legal action or proceeding between you and Cignaeurope.com will be brought exclusively in a Belgian Court. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.
Entity’s legal information
Except otherwise is provided, the products and services to which reference is made in this site are offered by:
CIGNA Life Insurance Company of Europe, S.A. - N.V.
Avenue de Cortenbergh 52
1000 Brussels
Belgium
Supervised by the Commission Bancaire at Financière de Bélgica (CBFA), and registered within this institution with the following register numbers:
CIGNA Life Insurance Company of Europe: register number 938
CIGNA Europe Insurance Company; register number: 2176
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